Individualized Glide Path Solution

Today’s Qualified Default Investment Alternatives (QDIA) in retirement plans are mostly “one-size-fits-all” products such as target date funds or costly “managed accounts.” iGPS offers the best of both worlds: an individualized defaulted approach to retirement investing at target date fund expenses. 

iGPS makes personalization a reality at scale.  This means that those participants defaulting into a QDIA will not be placed into a universal glide path designed for the “average” employee; instead, they will see their retirement investments personalized to them through implementing an individualized glide path solution.

The same in-plan personalization can be had for those electing to engage (instead of defaulting).  iGPS rests on a managed account advice engine that assists employees in making individualized investment decisions with the framework of income replacement sufficiency at retirement.